DIY for the times

In a perfect world (or even a normal economy), you choose an experienced real estate agent when you decide to sell your home.

But the authors of "How to Sell a House When It's Worth Less Than the Mortgage" know there is nothing normal about a market in which tens of thousands of homeowners are "underwater." That is, their home is worth less than what they owe.

In fact, a Pew Research Center survey found that 20% of all homeowners believe they if they would have to sell their home right now, it would sell for less than they owe. Read the complete survey results here.